Available cash calculator
Your bank balance isn't all yours to take. Some of it is already spoken for by payroll, rent, vendors and taxes. This page takes those out first and shows you what's left.
Every business bank account, added together. Don't count personal accounts. Money customers paid for work you haven't done yet isn't yours to take.
Every paycheck you'll run in the next 30 days, plus the payroll taxes that go with them. Include your own paycheck if you're on payroll.
Rent, loan payments, insurance, software, credit card payments. Anything you pay on a schedule that isn't a vendor invoice.
Invoices from vendors that you have to pay within 30 days.
Only invoices you're sure will be paid in time. If you're not sure, leave it out.
Cash you've put aside for sales tax or income tax. It isn't yours to spend. Only count it if it's in the accounts you added up above.
This page knows one month, the one you typed. Ziva reads your books and watches every month. See it at ziva.finance.
Computed only from the figures entered above; nothing else is known to this page. A learning tool, not accounting, tax, or investment advice, and not an audit, review, or compilation.
One number is a fact. A trend is an early warning.
Tools+ saves this number every month. After a few months, you can see which way your money is heading.
Keep your numbers